How to read your net pay
The “per pay” column divides each annual amount by your number of pays. It is the simplest way to check a pay stub or plan a budget: gross pay per paycheque, less contributions (pension plan, Employment Insurance and, in Quebec, QPIP), less provincial and federal tax — federal tax for Quebec residents is reduced by the 16.5% abatement.
Which frequency should I choose?
“Biweekly” (26 pays) is the most common in Canada. “Semi-monthly” (24 pays) lands twice a month on fixed dates. If you are paid every week, choose 52; every month, 12.
I know my annual salary, not my pay.
Use the net salary calculator: it runs the same calculation directly from the annual gross salary, by province.